Why Roseville is the Ultimate Haven for Retirees
Roseville, renowned as one of the top cities to live in the United States, has become a magnet for retirees seeking a perfect blend of affordability and quality living. As a seasoned real estate agent with over a decade of experience, I've witnessed a substantial influx of retirees from major Californian cities like San Jose, San Francisco, and Los Angeles, as well as from Florida and Texas, all converging on Roseville.
Let's delve into why Roseville is increasingly becoming the go-to destination for retirees.🏡✨ Let’s take a look!
Cost of Living and Housing
Roseville's allure begins with its significantly lower cost of living, particularly when compared to high-cost areas like Silicon Valley and Los Angeles. The data speaks volumes – housing in Roseville is 115% more affordable than in San Jose. For instance, the median sales price in San Jose is around $1,184,000, whereas in Roseville, it stands at $600,000. Proposition 19 further sweetens the deal, enabling seniors to transfer their tax bases and make a move that not only reduces living expenses but also frees up substantial equity. Imagine selling a home in San Jose for $1.1 million, buying a median-priced home in Roseville for $600,000, and having a $500,000 equity amount to invest or save. This financial strategy can potentially yield $25,000 annually, showcasing the significant upside to retirees.
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Financial Strategies and Proposition 19
Opportunities like Proposition 19 play a crucial role in facilitating a smooth transition for retirees. By capitalizing on the ability to transfer tax bases, seniors can sell their higher-valued properties in cities like San Jose, maintain a lower tax base, and move to Roseville. Consulting with financial experts is essential, but the potential savings and income generation opportunities are vast. Leveraging this equity wisely, whether through investments or savings accounts with attractive interest rates, adds a layer of financial security to the retirement experience.
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Convenience and Transportation
Roseville isn't just about financial advantages – it's also about enhancing the quality of life for retirees. Transportation in this growing city is a breath of fresh air compared to congested metropolises. Despite its expansion, Roseville remains easily navigable, taking approximately 15 minutes to traverse from one side to the other. For those who may need assistance, a range of transportation services in Placer County and Roseville, such as Access in Motion, Go South Placer, and Health Express, cater specifically to non-emergency medical transportation for seniors, ensuring ease of access and mobility.
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Safety and Community
Safety is a paramount consideration for retirees, and Roseville stands out as a city where residents feel secure. Data from sources like neighborhood Scout and area vibe indicate that Roseville is 12% better than the national average in terms of average crime score and an impressive 56% better in violent crimes. This sense of security is further heightened by the fact that nearly 50% of Roseville's homeowners are older than 55 years, creating a community where retirees are not alone but surrounded by peers in a supportive environment.
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Hobbies and Amenities
Roseville goes beyond being a city to retire in; it's a place to thrive. Active adults can revel in numerous communities tailored to their interests, including clubs, pickleball courts, and golf courses. The city boasts six golf courses – five public and one private – offering a range of choices for golf enthusiasts. Beyond that, three movie theaters and the ever-popular Roseville Galleria Mall provide entertainment options. The mall, in particular, has become a favored destination for walking, offering a safe and aesthetically pleasing environment for mature adults.
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Diverse Housing Options
Roseville doesn't just offer a retirement destination; it provides a home tailored to individual preferences. With a dedicated video exploring the myriad communities in Roseville, retirees can choose from thousands of properties available in active adult communities. The housing options cater to different preferences and lifestyles, ensuring that everyone finds a place to call home.
Want to tour homes for sale in Roseville neighborhood with me?
Schedule a Strategy Session Now!
You can book a reservation using either of the links below or you can call Geoff at 916. 871.2855 or email at [email protected]